Take control of your finances
Moneo helps you track spending, set savings goals, and make smarter financial decisions with real-time insights and personalized recommendations.

$742,560
+2.1%Net inflow · last 7 days
5312 9087 4421 1160
Valid Thru
09/30
CVC
• • • •
Revenue
$31,240.12
+4.2%vs. previous week
Operating Costs
$4,860.00
-1.3%vs. previous week
Burn Rate
$2,140.00
-0.9%vs. previous week
Cash Reserve
$3,980.55
+1.7%vs. previous week
Meet Your AI Budget Assistant
Plan smarter with predictive AI that tracks your spending, forecasts savings, and helps you make better financial decisions effortlessly.
- Predict Monthly Expenses
- Optimize Saving Strategies
AI Insights Dashboard
Visualize your expenses, track habits, and uncover patterns that help improve your financial health.
Monthly Cash Flow
AI-assisted overview
Plan, track, and optimize yourbudget with AI
Get real-time insights, smart savings suggestions, and forecasts that help you stay on target—without spreadsheets. Connect your accounts and let the assistant do the heavy lifting.
Spend smarter withAI-powered cards
Create virtual cards with smart limits, real-time alerts, and auto-categorization. Keep control of subscriptions and day-to-day spending without the spreadsheets.
- Auto-categorize every purchase
- Set limits, freeze, and get instant alerts
Simple, smart, transparent pricing
See how Moneo helps individuals and small businesses take control of their budgets, save smarter, and plan ahead with AI-driven insights.
Auto-categorization powered by AI
Moneo learns your habits and classifies transactions with high accuracy — no more manual cleanup.
Smart budgets & envelopes
Create monthly or rolling budgets with drift protection, alerts, and envelope-style rules.
Bank sync & anomaly alerts
Securely connect accounts, get real-time sync, and catch unusual spend before it snowballs.
Starter
Perfect for individuals getting control of monthly spending.
INCLUDES
Everything you need to start
- AI auto-categorization (single profile)
- 2 bank connections, daily sync
- Basic budget templates
- Email support
- Mobile app access
Pro
For power users, couples, and small teams managing shared budgets.
EVERYTHING IN STARTER, PLUS
Advanced controls & collaboration
- Unlimited bank connections, hourly sync
- Shared budgets & roles (Viewer/Editor)
- Advanced AI insights & forecasting
- Priority support
- Custom categories & rules
- Export reports (PDF, CSV)
- API access
Need custom solutions for your business?
Contact salesLoved by teams who take budgets seriously
See how Moneo helps people cut waste, automate savings, and stay on plan with AI-driven insights.
"Moneo made budgeting feel effortless. I went from guessing my savings to watching them grow automatically."